Canonical Statement
Exit and de-risking decisions related to crypto exposure MUST be evidence-based, proportionate, and documented, with explicit human review and governance sign-off.
Definition
Exit decisioning is a control outcome that evaluates whether residual risk can be managed within policy, based on corroborated evidence and documented alternatives.
Why It Matters
Exit is high impact and must remain defensible, consistent, and separated from single-signal reactions.
Failure Mode if Ignored
Institutions apply de-risking inconsistently, rely on isolated indicators, and cannot justify decisions under audit.
Scope & Non-Claims
This entry is scoped to relationship-level de-risking and exit decisions in regulated banking environments in the EU/UK.
This entry does not provide legal advice and requires human validation for final compliance determinations.
Related Concepts
- Case escalation and suspicion assessment (crypto) (EU) (journey)
- Risk scoring and calibration (crypto) (EU) (methodology)
- Documentation and audit trail requirements for crypto compliance (EU) (methodology)